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Verified everyday knowledge for life in Canada. Every entry says where it came from and when it was last checked.

Regions

All regions 加拿大安大略省

Other places in 加拿大

阿尔伯塔省爱德华王子岛省魁北克省曼尼托巴省纽芬兰与拉布拉多省努纳武特地区萨斯喀彻温省西北地区新不伦瑞克省新斯科舍省育空地区 BC省（不列颠哥伦比亚）

More regions

Other places in 美国

新墨西哥州阿肯色州阿拉巴马州阿拉斯加州爱达荷州爱荷华州北达科他州北卡罗来纳州宾夕法尼亚州得克萨斯州俄亥俄州俄克拉荷马州俄勒冈州弗吉尼亚州佛罗里达州佛蒙特州华盛顿特区华盛顿州怀俄明州加利福尼亚州堪萨斯州康涅狄格州科罗拉多州肯塔基州路易斯安那州罗德岛州马里兰州马萨诸塞州蒙大拿州密苏里州密西西比州密歇根州缅因州明尼苏达州南达科他州南卡罗来纳州内布拉斯加州内华达州纽约州特拉华州田纳西州威斯康星州西弗吉尼亚州夏威夷州新罕布什尔州新泽西州亚利桑那州伊利诺伊州印第安纳州犹他州佐治亚州

Money & banking Institutions & paperwork Housing Transport Work Eating Social

There are no entries specific to 新墨西哥州 yet — below are the ones that apply across Canada.

Money & banking

从加拿大汇钱回国：怎么给支付宝、微信零钱、银联卡打钱All of Canada

Sending money from Canada to China (funding Alipay / WeChat Pay / a UnionPay card)支付宝/微信里的余额 · 每人每年5万美元额度Last verified: 2026-08-04

加拿大信用分（信用记录）All of Canada

Canadian credit score芝麻信用 / 支付宝信用分Last verified: 2026-07-16

加拿大银行转账All of Canada

Interac e-Transfer微信转账 / 支付宝转账Last verified: 2026-07-16

开银行账户 + "新移民银行套餐"All of Canada

Opening a Canadian bank account (newcomer banking package)身份证当场开户，国内银行基本不收月费Last verified: 2026-07-18

跨境汇款：钱从国内到加拿大，怎么走、怎么合规All of Canada

Sending / receiving money across borders (remittance)每人每年5万美元换汇额度 / 微信群里的「民间换汇」Last verified: 2026-07-18

落地第一年领 CGEB（原 GST/HST credit）——要主动填表，不会自动来All of Canada

CGEB (formerly GST/HST credit) — newcomer first-year application中国没有"低收入者政府每季度自动打钱"这回事，更没有"落地第一年要主动填张表才领得到"Last verified: 2026-07-19

牛奶金（CCB）——有 18 岁以下孩子每月领的免税补贴，要主动填 RC66 申请All of Canada

CCB (Canada Child Benefit) — the "牛奶金" for families with kids under 18中国没有"政府因为你养着孩子、每月按孩子年龄免税打钱到你账户"这回事，更没有"落地要主动填张表、还默认妈妈来领"Last verified: 2026-08-19

申请社会保险号（SIN）——落地后第一件要办的事All of Canada

Social Insurance Number (SIN) application身份证号从出生就有，不用另外申请Last verified: 2026-07-18

银行直存 + 作废支票（void cheque）All of Canada

Direct deposit & the void cheque绑银行卡 / 报卡号收工资和退款Last verified: 2026-07-05

这里的人怎么付钱（没有扫码支付）All of Canada

How people actually pay for things支付宝/微信扫码付一切，出门不带钱包，二维码贴满每个摊位Last verified: 2026-07-18

Institutions & paperwork

报税季怎么过（截止日、表格、免费报税）All of Canada

Tax season navigator (deadlines, slips, free clinics)汇算清缴 / 个人所得税 AppLast verified: 2026-07-16

电话客服迷宫 + 语音信箱（没有在线人工）All of Canada

Phone-tree customer service & voicemail微信公众号在线客服 / App 人工秒接Last verified: 2026-07-05

分清政府正式信件和垃圾广告All of Canada

Telling official mail from junk mail中国办正事靠短信/App/电话，实体信箱只有快递和广告Last verified: 2026-07-05

落地头几天：先住哪、去哪买东西、怎么认路All of Canada

First few days — temporary lodging, first groceries, getting oriented携程/去哪儿订酒店民宿；楼下的华联/沃尔玛超市；小区的居委会/网格员Last verified: 2026-07-21

税务局（CRA）寄来的各种信，怎么看、怎么办All of Canada

CRA letters (types and how to read one)税务局纸质信件（国内几乎不会收到）Last verified: 2026-07-16

税务局评估通知（报税结果单）All of Canada

CRA Notice of Assessment个人所得税 App / 单位代扣代缴 / 汇算清缴Last verified: 2026-08-19

政府主动发钱（福利补贴）——不是诈骗All of Canada

Government benefit letters & payments一听"政府给你打钱"先想到诈骗 / 中国政府很少直接给个人转账Last verified: 2026-07-05

Housing

家里装宽带（和国内不是一回事）All of Canada

Home internet setup宽带便宜、装机快、小区统一拉线，运营商上门几天搞定Last verified: 2026-07-18

入冬准备——家里、人、车怎么防寒、换季胎All of Canada

Winter prep (home, body, car) + seasonal tire change北方城市集中供暖（暖气片/地暖，物业统一管），南方基本不供暖；大多数车主没有"换季胎"的概念Last verified: 2026-07-18

手机套餐和 SIM 卡（为什么办不下来月付）All of Canada

Mobile phone plans & SIM cards移动/联通/电信营业厅刷身份证就办，套餐便宜，说停就停Last verified: 2026-07-18

Transport

遇到校车和紧急车辆：不只是礼让，是法律All of Canada

School bus and emergency vehicle laws遇到救护车/消防车尽量让行（但常有人不让）、遇到校车没啥特别规矩Last verified: 2026-07-19

Work

工资单、T4 报税单、离职必备的 ROEAll of Canada

Pay stub, T4 and Record of Employment (ROE)工资条 + 五险一金（单位代扣代缴，个人基本不碰纸面）Last verified: 2026-07-19

加拿大简历怎么写（跟国内简历差在哪）All of Canada

Canadian résumé vs Chinese 简历国内简历带照片、年龄、性别、婚姻、政治面貌，越详细越好、一份投所有Last verified: 2026-07-18

学历认证与职业执照认证（海外文凭在加拿大怎么认）All of Canada

Foreign credential & professional-licence recognition学历国家统一承认、职称跟着走、毕业基本就能上岗Last verified: 2026-07-18

找工作：人脉/内推、LinkedIn 和面试里的规矩All of Canada

Networking, informational interviews & interview-question rights靠关系、找人内推走后门；面试问年龄、婚否、有没有孩子很正常Last verified: 2026-07-18

Eating

"保质期"和自来水：别急着扔、也别不敢喝All of Canada

Food date labels and tap water严格看生产日期/保质期、过了就扔；不敢喝生自来水、习惯烧开或买桶装水Last verified: 2026-07-19

超市买菜的门道All of Canada

Grocery shopping basics菜市场砍价、扫码支付、免费塑料袋、收银员帮装袋Last verified: 2026-07-16

点外卖和下馆子（没有美团这种超级App）All of Canada

Food delivery & eating out美团/饿了么一个App搞定外卖团购到店；扫码或货到付款；外卖便宜起送低Last verified: 2026-07-18

Social

华人新移民都在哪儿：微信群和口口相传是怎么运作的All of Canada

Where Chinese newcomers actually find their circle — WeChat groups & word-of-mouth老乡会、同学群、单位群——组织天然把你圈进去Last verified: 2026-07-18

交朋友和日常社交（人情、礼节怎么变了）All of Canada

Making friends & everyday social norms靠饭局、请客、随礼、人情往来维系关系；越熟越抢着买单、不分你我Last verified: 2026-07-18

你不是一个人：移民后的孤独感是怎么回事All of Canada

Loneliness after immigration is normal, not a personal failing圈子现成、家人在身边，很少需要正视"孤独"本身Last verified: 2026-07-18

小费怎么给All of Canada

Tipping中国不给小费、账单是多少付多少Last verified: 2026-07-16

找到组织：图书馆、社区中心、教会/庙、免费英语班——第一步怎么迈All of Canada

Finding your people — first-contact starter pack for community on-ramps单位、居委会、老乡会/同乡群天然把你圈进组织，活动是别人张罗好的Last verified: 2026-07-18

Reference for this area · 新墨西哥州

Our verified material covers Canada only. For the US, members' own experience is what there is — the AI will not answer a US question from the material.

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